By Hunter Jones, President / CEO BBB of the UpstateScams can affect anyone, but older adults are especially targeted by investment, romance, online shopping, and home improvement scams.The good news? Recognizing red flags and staying informed is your best defense.Red Flags to Watch ForIf it sounds too good to be trueit probably is.Watch out for:Free or low-cost offers.Pressure to act immediately.Requests for payment via gift cards or wire transfers.Promises of guaranteed returns or miracle cures.Emotional pleas like a grandchild in trouble.Phone Fraud & Government ImpostorsScammers may claim to be from the IRS, Medicare, Social Security, or your bank.Tip: Dont trust caller ID.
Hang up and call the agency directly.Reduce robocalls: visit DoNotCall.gov or call 1-888-382-1222.Home Repair ScamsSomeone shows up at your door offering repairs? Thats a red flag.Use BBB.org to find verified contractors.Never pay the full amount upfront.Romance & Emergency ScamsRomance scammers build trust online, then ask for money.Emergency scams involve fake calls from grandkids in trouble.Always verify the story before sending help.Healthcare & Medicare TricksBeware of offers for free braces or walkers.Fact: Medicare doesnt allow unsolicited calls about equipment.Hang up.Tech & Investment TrapsDont click unknown linksthey could install malware.Avoid cant-miss investments, even from people you know.
Always do your homework.Smart Habits = Safer SeniorsTalk to someone you trust before acting.Shred documents with personal info.Review bank and credit card statements often.Research before you buyespecially online or over the phone.Always look for the BBB Accredited Business Seal, because its looking out for you.Find a Better Business anytime at BBB.org
Publisher: Life Plan Community ( Read More )
