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Medicare Open Enrollment 2026 Is Almost Here
October 7, 2025
POSTED IN: Medicare TAGS: Healthcare, Medicare
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The 2026 Medicare Open Enrollment period runs from October 15 to December 7, 2025.During this time, Medicare beneficiaries can review their current coverage and make changes that will take effect on January 1, 2026.This is your annual opportunity to:Switch from Original Medicare to a Medicare Advantage plan or vice versaChange Medicare Advantage plansModify your prescription drug (Part D) coverageBecause plans and costs can change every year, reviewing your options now can help you avoid surprises and save money.Key Things to Consider Before You Enroll CostsEven small cost changes can add up over time.Look at the entire picture, not just your monthly premium.

Compare the total cost of your plan, including premiums, deductibles, and copays, to see the real impact on your budgetHere are the 2026 cost updates:Part B premium: $206.50 per month (up from $185 in 2025)Part B deductible: $288 per year (up from $257 in 2025)Part D prescription drug out-of-pocket maximum: $2,100 per year (up from $2,000 in 2025) CoverageCheck that your doctors, hospitals, and pharmacies are still in your plans networkReview your medication list to see if any drugs have moved to different pricing tiers or have higher copaysIf you are considering Medicare Advantage, review network size and referral requirements Quality RatingsMedicare assigns star ratings from 1 to 5 stars based on quality and patient satisfaction.Plans with higher ratings often mean better care and fewer unexpected surprises.Extra BenefitsSome Medicare Advantage plans offer additional services such as:Dental and vision careHearing aidsFitness or wellness programsHowever, these plans can have more restrictions on provider choice and may be harder to leave later.

Out-of-pocket costs can still add up if your health needs change.Expert AdviceLynn Haney and Cindy Mobley, Licensed Insurance Agents and Medicare Educators with Humana, recommend:Have your plan reviewed each year by a licensed agentWatch for changes, since plans adjust annually and missing updates can be costlyConfirm your doctors and prescriptions to make sure they are still coveredDo Not Wait Review NowHurley Elder Care Law recommends taking time during open enrollment to evaluate these factors and choose the best plan for your needs in 2026.Call us today at 404-843-0121 with your elder law questions.This is also a great time to schedule a meeting with our experienced legal team to:Review your long-term care plansUpdate your estate planning documentsEnsure your future healthcare wishes are in placeGeorgias leading elder law firm has offices in Atlanta, Duluth, Peachtree City, and Woodstock.Virtual appointments are also available for your convenience.
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Posted in MedicareTags: Healthcare, Medicare

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I cannot say enough nice things about the staff (specifically Kaila and Nicole).These two kept me calm and answered all of my questions quickly.The dust has finally settled and I am beyond thankful for Mr.

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