By Catina WhitfieldDid you know that funeral homes offer families the option to address all of the details and expenses for their funeral plans in advance? Many are not aware of this amazing option that funeral homes offer.Advanced funeral planning allows you to make educated and informed decisions for yourself to ensure that your wishes are memorialized and your loved ones are protected from the decisions and financial burdens of your final expenses.It is also a valuable resource for Veterans and their spouses to learn about Veterans Burial Benefits.What would be your most important reason to pre-plan?Some common reasons why people preplan their funeral arrangements include ensuring the funeral costs have been addressed, handling decisions now that would burden your family later, eliminating doubts about your funeral or final disposition, and providing peace of mind to you and your family.
Pre-planning is a forethought that benefits surviving families by removing the burden of arranging all of the logistics, event coordination, and payment.You even get to control the amount of money that is spent on the occasion without feeling any anxiety or concern that the cost will be at someone elses expense.Should you prefund your funeral?There are many benefits to prefunding your funeral plans.They include, but are not limited to the following.
Prefunding locks in the costs! The funeral home guarantees the services and merchandise will not increase over time, helping fight against inflation.Funds are securely protected by an insurance provider, which offers you peace of mind that by choosing to prefund your prearrangements, your investment is protected.Pre-plans are transferable, so if you happen to move away, you can transfer the funeral policy to another funeral home so that it is never a lost investment.
Manageable payments allow you to pay for your funeral over specific periods of time to make it affordable for all families.Protection during the payment period exists; while you are making payments, there is coverage so the final burden does not fall back on the family.Is this safe?Prefunding your funeral plans is a very safe practice in South Carolina.This practice is regulated, and consumers are highly protected.How do you get started?Make an appointment with an Advanced Planning Specialist, a Funeral Director who is licensed to sell preneed insurance.
The director will meet with you personally, gather your vital information, customize your plans, and explain your funding options.The funeral home will create a file with your information and advanced plans.Though not something we may be eager to think about or talk about, advanced funeral planning, or pre-planning, is truly a gift of love to those you leave behind.The act of planning and paying for death care long before it happens gives such peace of mind.
Publisher: Life Plan Community ( Read More )