Protect Yourself from Common Scams This Summer and Fall - All About Seniors

By Chris Hadley, President, Better Business Bureau Greater Columbia & CharlestonScammers dont take vacations.In fact, the summer and fall months often bring an increase in fraud attempts targeting older adults.Whether its a phone call, text message, email, or someone knocking at your door, its important to stay alert and take a moment before making any financial decisions.Here are a few scams we commonly see affecting South Carolina seniors:Home Improvement ScamsSummer is a busy time for roofing, tree removal, driveway paving, and home repairs.

Unfortunately, scammers often go door-to-door claiming they have leftover materials or noticed damage that needs immediate attention.Tip: Always get multiple estimates, verify the company, and never feel pressured to make an immediate decision.Medicare and Health Insurance ScamsScammers may call pretending to be from Medicare or another government agency, asking for your Medicare number or personal information.Tip: Medicare will not call you unexpectedly asking for sensitive information.Hang up and contact Medicare directly if you have concerns.Impersonation ScamsFraudsters continue to pose as government agencies, utility companies, banks, or even family members claiming there is an emergency that requires immediate payment.Tip: Slow down.Verify the story by contacting the organization or family member directly using a phone number you know is legitimate.Online Shopping and Phishing ScamsFake emails and text messages claiming to be from Amazon, UPS, FedEx, or your bank are becoming increasingly sophisticated.Tip: Dont click links in unexpected messages.

Instead, visit the companys website directly or call them using a trusted phone number.Trust Your InstinctsOne of the best pieces of advice is simple: if something doesnt feel right, it probably isnt.Legitimate businesses and government agencies wont pressure you into making immediate decisions or paying with gift cards, wire transfers, or cryptocurrency.Before hiring a contractor, making a purchase, or responding to an unexpected offer, take a few minutes to research the business.A little time spent checking can save you from significant financial loss.The Better Business Bureau is here to help consumers make informed decisions and avoid scams before they happen.Better Business Bureau Greater Columbia & CharlestonVisit our website at BBB.orgCall: (803) 254-2525 or email: [email protected] youre unsure about a business or believe youve encountered a scam, contact your Better Business Bureau.

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